The UK Money Bloggers community have collectively organised a Christmas giveaway. With 80 bloggers taking part, this has afforded us a total of 8x M&S Festive Hampers (worth £50 each) to give away- guaranteed to arrive before Christmas!
Enter your email address into the Rafflecopter widget below to be in for a chance of winning. You have until midnight on 14th December 2019. Good luck!
A Self Invested Personal Pension, aka a SIPP, is a type of pension that gives you control over how you would like to invest your pension savings. Whether that be stocks, funds, bonds or ETFs, the range of choice will be dependant on the SIPP provider you choose. Popular SIPP providers include AJ Bell, Hargreaves Lansdown and the new, app-based PensionBee.
One of the perks of my job includes Vitality health insurance. Through Vitality, if I do a certain number of steps each week (recorded via my Apple watch), I can get a free coffee at Starbucks. It’s a nice little treat on weeks when I’ve walked enough to earn it. The problem is, even on weeks when I’ve not earnt my free coffee, I still find myself wanting one, particularly because there’s a Starbucks near my home that I walk past regularly. At £2.50 per flat white, there are of course more expensive habits out there but buying just one per week would still cost £130 a year. So what other options are there?
Another fintech, borne out of Open Banking, Chip wants to be the best saving account in the world. However, right now in its current form, the Chip app isn’t anything special. But is all that about to change?
I’m not sure I know anyone, other than maybe my grandparents, who don’t have a subscription to either Netflix or Spotify. Most of my friends and family have both, paying £22 per month (£264 a year) for the Premium versions of each- not an insignificant expenditure!
Now I am one of those parasitic beings who are still on the Family subscription for both of these services (thank you Dad) so I’ve not tried this myself. However, if unlike me you are currently paying for one or both of these subscriptions out of your own pocket then read on to learn how to save up to £139 a year.
There’s a guy I work with who, I don’t think he’d mind me saying, is obsessed with credit cards- he has around 8 of them! Why is he so into credit cards? Well, he tells me it’s “all about the points”. Originally from Hong Kong, he regularly flies back to visit family and so it’s no surprise that one of his most frequently used cards is his Virgin Atlantic Reward Card which allows him to accrue air miles, saving him hundreds of pounds each year! Continue reading “Three ways these fintechs might make you richer”
To date, buying a house is still the best financial decision I’ve ever made. Having put down a deposit of £10,000 for my half, 2.5 years later, when my cousin and I sold the house, I walked away with £39k.
It’s been a pretty frugal week and, being part of the UK Money Bloggers community, a small group of us are participating in a shared theme related to small things you can do to save money. So here are my three frugal things…