The UK government has released its red, amber and green list of countries for travel to and from the UK from 17th May 2021. The green list (for which the requirements are the least severe) is currently rather short. Many holiday-starved, would-be travellers will note that Portgual is amongst the few European holiday destinations on the list and may now have their eyes set on an Algarve beach for this summer. But what are the testing requirements for travel to and from Portugal?
Organic food is produce that is farmed without the use of pesticides and man-made fertilisers. Put simply, organic food is the most natural food you can buy. Research shows that organic food can be better for us (since it contains higher levels of certain nutrients), and organic farming better for the environment. The benefits of eating organic may go even further. One study has shown that individuals eating a diet of mostly organic food have a lower risk of developing cancer.
Whilst the appetite for organic food is on the rise (64% of British people purchased organic vegetables in an average month according to this 2017 study), with the UK market for organic food now worth £2.3bn, many people feel like they simply can’t afford to buy organic. So is the perception that buying organic groceries is far more expensive than non-organic food a myth, or is there truth in it?
Whether we like it or not, our lives are becoming increasingly digital. As a result, our dependency on software is growing by the day. No wonder both consumers and businesses are increasingly looking at how to save money on software. Meanwhile, software companies are reaping the rewards of this burgeoning market (expected to be worth $650bn by 2025). Make no mistake, the software market is growing at a rate of knots and that’s partly thanks to the rise of subscriptions.
Years ago, you could buy a perpetual license for a piece of software and own it forever. If you wanted to upgrade to a new version, that was up to you. Nowadays, most modern software providers don’t offer lifetime licenses at all. Subscriptions are the new, preferred billing model for which to sell software. This is the new age of “software as a service” (SaaS), pioneered by the likes of Adobe about a decade ago now.
SaaS has become the new norm and, with it, both consumers’ and businesses’ software spends have increased. But are there ways to cut your software costs?
When I was 19 (back in 2010), my Grandad past away and left me his Peugeot 106 in his will. I had passed my driving test a year prior and was really pleased to own my first car! Imagine my disappointment therefore when I entered my local insurance brokerage (insurance comparison sites were not so big back then) and got told it would cost £3,000 to insure my £500 car for the year. I simply couldn’t afford that! So I opted instead to insure my Peugeot for a month, used it as much as I could that summer and, sadly, had to sell my wheels after that. I haven’t checked but I hope that insurance companies have found cheaper ways to insure teenage drivers these days.
In January 2021, I decided to transfer my Stocks and Shares ISA from Hargreaves Lansdown to Freetrade. The funds arrived a few days ago, meaning the process took just over a month from initial request to completion.
We’ve been living in our new build flat for 10 months now and our Hotpoint integrated washer / dryer has already broken down. An engineer just came out today and confirmed the barrel is completely broken and will need replacing. I spoke to him for a little while and here are few interesting things I learnt…
I wanted to look back and share how my “investment strategy” has developed throughout this turbulent year.
In short: yes! Whilst a studio apartment would likely be too small, for anything larger, a Cavapoo is a good option. My girlfriend and I own a Cavapoo and live in a two-bedroom, second-floor apartment. He is perfectly happy in this space, and he doesn’t disturb our neighbours at all. I nonetheless have some useful tips for apartment dwellers thinking about getting a Cavapoo dog.
How many times have you been to a restaurant and been handed a wine list full of wines that you are totally unfamiliar with? Or splashed out on expensive wine, only to be left disappointed by the taste? A couple of years ago, I visited Bordeaux, a region renowned for producing some of the world’s best wines. Whilst there, I went on a wine tour of one of Bordeaux’s 6,000 chateaux. Here I learnt a lot about the wine production process and what makes a good red wine.
I decided to write this post off the back of a recent trip to the Gower. If you’ve never been, it’s a fabulous place for a holiday and I highly recommend it. However, parking is a bit of an issue there, especially when visiting certain beaches. Google searches for this topic weren’t particularly useful hence I thought I would share my findings.