When I was 19 (back in 2010), my Grandad past away and left me his Peugeot 106 in his will. I had passed my driving test a year prior and was really pleased to own my first car! Imagine my disappointment therefore when I entered my local insurance brokerage (insurance comparison sites were not so big back then) and got told it would cost £3,000 to insure my £500 car for the year. I simply couldn’t afford that! So I opted instead to insure my Peugeot for a month, used it as much as I could that summer and, sadly, had to sell my wheels after that. I haven’t checked but I hope that insurance companies have found cheaper ways to insure teenage drivers these days.
Paul
Hargreaves Lansdown to Freetrade- how long does ISA transfer take?
In January 2021, I decided to transfer my Stocks and Shares ISA from Hargreaves Lansdown to Freetrade. The funds arrived a few days ago, meaning the process took just over a month from initial request to completion.
Appliances in new build properties
We’ve been living in our new build flat for 10 months now and our Hotpoint integrated washer / dryer has already broken down. An engineer just came out today and confirmed the barrel is completely broken and will need replacing. I spoke to him for a little while and here are few interesting things I learnt…
2020 – Investment Retro
I wanted to look back and share how my “investment strategy” has developed throughout this turbulent year.
Can cavapoos live in apartments?
In short: yes! Whilst a studio apartment would likely be too small, for anything larger, a Cavapoo is a good option. My girlfriend and I own a Cavapoo and live in a two-bedroom, second-floor apartment. He is perfectly happy in this space, and he doesn’t disturb our neighbours at all. I nonetheless have some useful tips for apartment dwellers thinking about getting a Cavapoo dog.
How to choose a good, affordable red wine
How many times have you been to a restaurant and been handed a wine list full of wines that you are totally unfamiliar with? Or splashed out on expensive wine, only to be left disappointed by the taste? A couple of years ago, I visited Bordeaux, a region renowned for producing some of the world’s best wines. Whilst there, I went on a wine tour of one of Bordeaux’s 6,000 chateaux. Here I learnt a lot about the wine production process and what makes a good red wine.
Which Gower beaches have the best parking?
I decided to write this post off the back of a recent trip to the Gower. If you’ve never been, it’s a fabulous place for a holiday and I highly recommend it. However, parking is a bit of an issue there, especially when visiting certain beaches. Google searches for this topic weren’t particularly useful hence I thought I would share my findings.
Four real life examples of how Monzo makes life easier
I have been a Monzo customer since February 2017, shortly before they officially became a bank. I initially joined Monzo partly to understand what the hype was all about (several people in my office were brandishing these bright orange cards). And partly to benefit from their low foreign exchange fees when going abroad.
Monzo’s pace of development appears to have slowed in recent months. However, a recent experience reminded me of why I love banking with Monzo, and why I will never go back to one of the incumbent banks.
Why I’m on course for a miserable retirement
My Dad is 52 and works as a Sales Director. His job is more than just demanding, it’s psychologically and physically draining. On the plus side, he earns a very good salary. Meaning, when he reaches 55 (pension drawing age), he could potentially retire early. Which is what I’d like to see him do for the good of his health. A recent conversation with him on this subject sparked me to think about my own retirement.
Results of my Affiliate Marketing Experiment
I created this blog, in part, with a view to make some money from it one day. When a website gains traffic, one simple route to monetisation is simply to display ads. Another popular monetisation strategy is affiliate marketing.