How to reduce your subscription costs by half!

I’m not sure I know anyone, other than maybe my grandparents, who don’t have a subscription to either Netflix or Spotify. Most of my friends and family have both, paying £22 per month (£264 a year) for the Premium versions of each- not an insignificant expenditure!

Now I am one of those parasitic beings who are still on the Family subscription for both of these services (thank you Dad) so I’ve not tried this myself. However, if unlike me you are currently paying for one or both of these subscriptions out of your own pocket then read on to learn how to save up to £139 a year.

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Three ways these fintechs might make you richer

There’s a guy I work with who, I don’t think he’d mind me saying, is obsessed with credit cards- he has around 8 of them! Why is he so into credit cards? Well, he tells me it’s “all about the points”. Originally from Hong Kong, he regularly flies back to visit family and so it’s no surprise that one of his most frequently used cards is his Virgin Atlantic Reward Card which allows him to accrue air miles, saving him hundreds of pounds each year!

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Three Frugal Things

It’s been a pretty frugal week and, being part of the UK Money Bloggers community, a small group of us are participating in a shared theme related to small things you can do to save money. So here are my three frugal things…

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My Investing Update

The stock market had been going strong so far this year. However, Trump looks to now have poured cold water on things, in threatening a trade war with China. The S&P 500 is down 3% in two weeks, and my favourite Technology Index fund is down 6% so I’ve bought more of that, as I said I would.

There have been some big technology IPOs in Pinterest, and Uber yesterday but I’ve steered clear of both of those. Instead, I’ve been looking at start-ups to invest in.

If you’re interested in investing in a start-up but not sure how to go about it read my previous post first

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Why you should never be without a credit card

I previously wrote about some credit card debt I am poised to pay off (since the 0% interest period is coming to an end). Upon doing so, I was planning to do without a credit card for a while- at least until Apple Card launches here in the UK (Daily Cash representing 2% cashback on all purchases sounds amazing). But a colleague recently reminded me of an important reason you should always have a credit card at your disposal. In order to explain, allow me to retell his story…

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First Time Buyer in London?

I wanted to share my experience of buying my first home in London, which I did back in 2016. Below are my top five tips for first-time buyers looking to get on the property ladder in the capital on a budget.

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