It’s been a pretty frugal week and, being part of the UK Money Bloggers community, a small group of us are participating in a shared theme related to small things you can do to save money. So here are my three frugal things…
My Investing Update
The stock market had been going strong so far this year. However, Trump looks to now have poured cold water on things, in threatening a trade war with China. The S&P 500 is down 3% in two weeks, and my favourite Technology Index fund is down 6% so I’ve bought more of that, as I said I would.
There have been some big technology IPOs in Pinterest, and Uber yesterday but I’ve steered clear of both of those. Instead, I’ve been looking at start-ups to invest in.
If you’re interested in investing in a start-up but not sure how to go about it read my previous post first
Why you should never be without a credit card
I previously wrote about some credit card debt I am poised to pay off (since the 0% interest period is coming to an end). Upon doing so, I was planning to do without a credit card for a while- at least until Apple Card launches here in the UK (Daily Cash representing 2% cashback on all purchases sounds amazing). But a colleague recently reminded me of an important reason you should always have a credit card at your disposal. In order to explain, allow me to retell his story…
First Time Buyer in London?
I wanted to share my experience of buying my first home in London, which I did back in 2016. Below are my top five tips for first-time buyers looking to get on the property ladder in the capital on a budget.
How you can invest in start-ups
Did you ever hear about someone who joined a company in its infancy who then, some years later, received a windfall when that company got bought or IPO’ed?
40% ROI in 3 months
I wanted to share an update on my investments to follow my previous post about the few shares and funds I bought back in January.
I’m in £9,000 of debt
“Debt” is a word that can spark many different emotions in us. A basic rate taxpayer in debt by anything over £1,000 is likely to feel anything ranging from anxiety and shame, right through to apathy derived from a “well, what can I do?” conclusion on the matter.
Recently, the news that reality TV star Mike Thalassitis committed suicide partly due to his mounting debts has been a stark reminder that debt can sadly take some people to the darkest of places, and destroy lives.
What follows is my own personal experience of debt which I preface by saying has been managed very carefully…
How to become a digital nomad
If the digital nomad lifestyle appeals to you, once you’ve taken a long hard look at yourself for including the phrase “digital nomad” as part of your vernacular, you need to start putting a plan together for how you’re going to realise this ambition.
How to invest in 2019
Don’t! Get into cash instead. Many, including the likes of hedge fund manager Ray Dalio, are forecasting a market crash, possibly alongside a global recession, in the second half of 2019 / 2020.