My Investing Update

The stock market had been going strong so far this year. However, Trump looks to now have poured cold water on things, in threatening a trade war with China. The S&P 500 is down 3% in two weeks, and my favourite Technology Index fund is down 6% so I’ve bought more of that, as I said I would.

There have been some big technology IPOs in Pinterest, and Uber yesterday but I’ve steered clear of both of those. Instead, I’ve been looking at start-ups to invest in.

If you’re interested in investing in a start-up but not sure how to go about it read my previous post first

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Why you should never be without a credit card

I previously wrote about some credit card debt I am poised to pay off (since the 0% interest period is coming to an end). Upon doing so, I was planning to do without a credit card for a while- at least until Apple Card launches here in the UK (Daily Cash representing 2% cashback on all purchases sounds amazing). But a colleague recently reminded me of an important reason you should always have a credit card at your disposal. In order to explain, allow me to retell his story…

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I’m in £9,000 of debt

“Debt” is a word that can spark many different emotions in us. A basic rate taxpayer in debt by anything over £1,000 is likely to feel anything ranging from anxiety and shame, right through to apathy derived from a “well, what can I do?” conclusion on the matter.

Recently, the news that reality TV star Mike Thalassitis committed suicide partly due to his mounting debts has been a stark reminder that debt can sadly take some people to the darkest of places, and destroy lives.

What follows is my own personal experience of debt which I preface by saying has been managed very carefully…

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