Why I’m on course for a miserable retirement

My Dad is 52 and works as a Sales Director. His job is more than just demanding, it’s psychologically and physically draining. On the plus side, he earns a very good salary. Meaning, when he reaches 55 (pension drawing age), he could potentially retire early. Which is what I’d like to see him do for the good of his health. A recent conversation with him on this subject sparked me to think about my own retirement.

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How much does it cost to furnish a house?

Are you about to rent an unfurnished property for the first time? Perhaps you’re about to complete on your first house? Whilst very exciting, neither scenario comes without cost (the deposit, legal and moving fees, etc). If you don’t own any furniture right now then you may be wondering how much it’s going to cost you to furnish your new place. Especially because there are certain items of furniture you will have to purchase either before or immediately after moving in, such as a bed, for example. In this post, I will breakdown the cost of furnishing each room in your home from some of the UK’s most popular furniture retailers.

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How much does an average men’s haircut cost?

I spend relatively little money on my appearance. For example, I am currently using  Lacura shower gel that costs 55p / bottle from Lidl to wash both my body and hair. Consequently, I smell like the pine-scented air freshener hanging in your Dad’s Skoda. One expense I do choose to bear, however, is getting my hair cut once a fortnight. My hair grows fast and experiments of growing my hair long as a teenager weren’t pretty. I also have a beard, and so I find a regular haircut an effective means of looking less homeless.

Until recently, I was living in East London and paying £18 for a haircut at an independent unisex hair salon. The local barbershop was a lot cheaper at £10 per cut but there was always a queue, even in the middle of the day. I recently moved house and, due to the lockdown, am yet to find a new place to get my haircut. I started wondering what the going rate for a men’s haircut is these days. So I thought I would do some research into how much does an average men’s haircut cost.

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How much does it cost to commute to London from Buckinghamshire?

We recently moved out of London and bought a flat in High Wycombe, Buckinghamshire. As you would expect, we got a lot more for our money in Buckinghamshire (where the average house price is £396k), versus if we had bought in London (where the average property price is £477k). Meanwhile, and on the downside, our commuting costs have increased a lot. Property prices range quite a bit from town to town in Bucks. It turns out the train ticket prices do too! So I decided to look into which Buckinghamshire towns are the cheapest to live in and commute to London from.

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How can I decorate my flat on a budget? 7 ideas with images!

With many of us spending more time at home due to the need for social distancing, you may be wondering how to make your flat more aesthetically pleasing and more comfortable. If you are currently on furlough or have recently been made redundant then you will really need to keep decorating costs down. With this in mind, below are some inexpensive ways to brighten up your flat.

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How much does a Cavapoo cost?

My Cavapoo Puppy, Alfie

We purchased a Cavapoo puppy a few weeks back. Since then, a few people have asked us how much it cost us. There are no UK-specific Google articles I could find on this subject. So, in this post, I will share how much we paid for our Cavapoo puppy, Alfie. I’ll also go into where we bought him, and how much he has cost us since.

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How to put up something heavy on plasterboard

I purchased a large, heavy shelf and was planning to put it up on an interior, hollow wall. Realising that I really needed to make sure it wouldn’t come down because, if it did, it would land on my bed and cause serious damage to my partner and I if it happened at night. I also didn’t want to have to pay a tradesman to come and put up my shelf for me. That would be expensive- potentially costing more than the shelf! So I did a little research on how to put up something heavy on plasterboard.

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Categories DIY

Coronavirus pandemic – should young people profit?

The Covid-19 Coronavirus pandemic has seen 25% of the value of the S&P 500 wiped out in the last 30 days. People are in quarantine, people are losing their jobs and people are dying. We are living in unprecedented times and many are anxious for what the future holds.

If, like me, you are young, without health issues, and in a stable job that allows you to work from home then you are privileged.  It goes without saying that the privileged amongst us must do what they can to support those who are vulnerable. Beyond this, putting social and health issues to one side for just a moment, it is permissible to consider whether there is any silver lining to the current situation. Indeed, as distasteful as it may sound, those belonging to Generation Y or Z, in particular, should reflect on whether this crisis might equally veil opportunity. I am referring to a much-needed break for young people: to be able to invest in stocks at prices below “fair value” for the first time in their lives!

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