My Investing Update

The stock market had been going strong so far this year. However, Trump looks to now have poured cold water on things, in threatening a trade war with China. The S&P 500 is down 3% in two weeks, and my favourite Technology Index fund is down 6% so I’ve bought more of that, as I said I would.

There have been some big technology IPOs in Pinterest, and Uber yesterday but I’ve steered clear of both of those. Instead, I’ve been looking at start-ups to invest in.

If you’re interested in investing in a start-up but not sure how to go about it read my previous post first

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Win a £15 Amazon Gift Card

This May, I’m giving away a £15 Amazon Gift Card.

To enter, simply subscribe to my email list (see bottom of this page).

The winner will be randomly selected on 1st June 2019 and entries close at midnight on 31st May. Full T&Cs here.

Good luck!

Why you should never be without a credit card

I previously wrote about some credit card debt I am poised to pay off (since the 0% interest period is coming to an end). Upon doing so, I was planning to do without a credit card for a while- at least until Apple Card launches here in the UK (Daily Cash representing 2% cashback on all purchases sounds amazing). But a colleague recently reminded me of an important reason you should always have a credit card at your disposal. In order to explain, allow me to retell his story…

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I’m in £9,000 of debt

“Debt” is a word that can spark many different emotions in us. A basic rate taxpayer in debt by anything over £1,000 is likely to feel anything ranging from anxiety and shame, right through to apathy derived from a “well, what can I do?” conclusion on the matter.

Recently, the news that reality TV star Mike Thalassitis committed suicide partly due to his mounting debts has been a stark reminder that debt can sadly take some people to the darkest of places, and destroy lives.

What follows is my own personal experience of debt which I preface by saying has been managed very carefully…

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