We’ve been living in our new build flat for 10 months now and our Hotpoint integrated washer / dryer has already broken down. An engineer just came out today and confirmed the barrel is completely broken and will need replacing. I spoke to him for a little while and here are few interesting things I learnt…
Property & Mortgage
How can I decorate my flat on a budget? 7 ideas with images!
With many of us spending more time at home due to the need for social distancing, you may be wondering how to make your flat more aesthetically pleasing and more comfortable. If you are currently on furlough or have recently been made redundant then you will really need to keep decorating costs down. With this in mind, below are some inexpensive ways to brighten up your flat.
Buying a House Guide UK
It’s been a year and three months since I sold my first property. Since then, going back to being someone’s tenant hasn’t been too bad. Our £1,200 / month rent is pretty reasonable for the one-bed flat my girlfriend and I have in East London. East London is great and my 20-minute commute convenient. But our flat is pretty cramped and, more importantly, it’s not really ours. So, ready to buy together, this is why we are now moving and, after 7 years of living in London, I am excited to be moving outside of the capital!
It’s the second time I have now gone through the property-purchase process. Therefore, I thought I would write an end to end guide for anyone else who is about to embark on this journey.
Help to Buy Scheme Pros and Cons
The Help to Buy Equity Loan scheme has been available since 2013 and yet many people are still unfamiliar with it. In short, it is a loan from the government worth up to 20% of the property’s value (up to £600,000) to help people get on, or move up the ladder.
My girlfriend and I completed on the purchase of a property using the HTB scheme in March 2020 so I have first-hand experience of the application process and living in a new-build home. What follows is a summary of the extensive research I conducted prior to deciding to purchase a property using Help to Buy. I will start with some FAQs about the scheme…
Why I’m waiting until April 2020 to buy another property
To date, buying a house is still the best financial decision I’ve ever made. Having put down a deposit of £10,000 for my half, 2.5 years later, when my cousin and I sold the house, I walked away with £39k.
First Time Buyer in London?
I wanted to share my experience of buying my first home in London, which I did back in 2016. Below are my top five tips for first-time buyers looking to get on the property ladder in the capital on a budget.
How to sell your own home
Here’s how, without any experience of selling houses and during a difficult time for the property market, I sold my home within 4 months, from initial listing to completion, and paid just £350 in estate agent fees!
A Free £2,000 for First Time Buyers
If you’re a First Time Buyer, here’s how to get £2,000 absolutely FREE from the government to put towards your house purchase, in just over a year.