Another fintech, borne out of Open Banking, Chip wants to be the best saving account in the world. However, right now in its current form, the Chip app isn’t anything special. But is all that about to change?
I’m not sure I know anyone, other than maybe my grandparents, who don’t have a subscription to either Netflix or Spotify. Most of my friends and family have both, paying £22 per month (£264 a year) for the Premium versions of each- not an insignificant expenditure!
Now I am one of those parasitic beings who are still on the Family subscription for both of these services (thank you Dad) so I’ve not tried this myself. However, if unlike me you are currently paying for one or both of these subscriptions out of your own pocket then read on to learn how to save up to £139 a year.
There’s a guy I work with who, I don’t think he’d mind me saying, is obsessed with credit cards- he has around 8 of them! Why is he so into credit cards? Well, he tells me it’s “all about the points”. Originally from Hong Kong, he regularly flies back to visit family and so it’s no surprise that one of his most frequently used cards is his Virgin Atlantic Reward Card which allows him to accrue air miles, saving him hundreds of pounds each year! Continue reading “Three ways these fintechs might make you richer”