What is a SIPP?
A Self Invested Personal Pension, aka a SIPP, is a type of pension that gives you control over how you would like to invest your pension savings. Whether that be stocks, funds, bonds or ETFs, the range of choice will be dependant on the SIPP provider you choose. Popular SIPP providers include AJ Bell, Hargreaves…
How to save money on coffee
One of the perks of my job includes Vitality health insurance. Through Vitality, if I do a certain number of steps each week (recorded via my Apple watch), I can get a free coffee at Starbucks. It’s a nice little treat on weeks when I’ve walked enough to earn it. The problem is, even on…
Chip Savings App Review
Another fintech, borne out of Open Banking, Chip wants to be the best saving account in the world. However, right now in its current form, the Chip app isn’t anything special. But is all that about to change?
How to reduce your subscription costs by half!
I’m not sure I know anyone, other than maybe my grandparents, who don’t have a subscription to either Netflix or Spotify. Most of my friends and family have both, paying £22 per month (£264 a year) for the Premium versions of each- not an insignificant expenditure! Now I am one of those parasitic beings who…
Three ways these fintechs might make you richer
There’s a guy I work with who, I don’t think he’d mind me saying, is obsessed with credit cards- he has around 8 of them! Why is he so into credit cards? Well, he tells me it’s “all about the points”. Originally from Hong Kong, he regularly flies back to visit family and so it’s…
Why I’m waiting until April 2020 to buy another property
To date, buying a house is still the best financial decision I’ve ever made. Having put down a deposit of £10,000 for my half, 2.5 years later, when my cousin and I sold the house, I walked away with £39k.
Investment Update – June
It’s been a while since I wrote a post so thought I’d share an update on my investments.
Three Frugal Things
It’s been a pretty frugal week and, being part of the UK Money Bloggers community, a small group of us are participating in a shared theme related to small things you can do to save money. So here are my three frugal things…
My Investing Update
The stock market had been going strong so far this year. However, Trump looks to now have poured cold water on things, in threatening a trade war with China. The S&P 500 is down 3% in two weeks, and my favourite Technology Index fund is down 6% so I’ve bought more of that, as I…